1. Description of Services
I offer personal development coaching services, including one-on-one coaching sessions, group coaching, and email support. These services are intended to guide clients in personal growth and goal achievement.

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2. Scheduling & Cancellations

Clients may schedule sessions through my website or via direct communication. A minimum of 24-hour notice is required for cancellations. Missed appointments without proper notice will be charged in full.
 

3. Payments & Refunds

All payments are processed securely via Wix. Payment is due at the time of booking unless otherwise arranged. Refunds are not offered, except in cases of technical error or extenuating circumstances at my discretion.
 

4. Confidentiality

All information shared during coaching sessions is kept strictly confidential and will not be disclosed without your consent, except when required by law.
 

5. Disclaimers

My services are not a substitute for professional medical, legal, or financial advice. Coaching is a collaborative process and results are not guaranteed.
 

6. Client Conduct

Clients are expected to participate respectfully and constructively. I reserve the right to terminate services if a client behaves inappropriately or disruptively.
 

7. Intellectual Property

All materials, worksheets, and content provided are for personal use only. Reproduction or distribution without permission is prohibited.
 

8. Legal Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, United States. Any disputes will be handled within this jurisdiction.
 

For questions, please contact: cathy@cathyzoccoli.com

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